ZROZ vs FFLC overlap
ZROZ and FFLC overlap 0.0% by weight, across 0 shared holdings.
Pick 2 to 4 ETFs.
Top shared holdings
These funds hold nothing in common.
Overlap by weight adds up the smaller weight of each holding the funds share, so 100% means identical portfolios. Long securities only: derivatives and cash vehicles are left out. Sources: ZROZ, SEC Form N-PORT, June 30, 2026; FFLC, SEC Form N-PORT, July 31, 2026.
Largest institutions holding both
| Firm | ZROZ | FFLC |
|---|---|---|
| LPL Financial LLC | $44.0M | $92.5M |
| Commonwealth Equity Services, LLC | $6.3M | $95.3M |
| Envestnet Asset Management Inc. | $31.2M | $16.8M |
| Private Advisor Group, LLC | $1.1M | $42.7M |
| Osaic Holdings, Inc. | $4.5M | $12.8M |
| Raymond James Financial Inc. | $14.6M | $546K |
| Morgan Stanley | $9.8M | $667K |
| Northwestern Mutual Wealth Management Co | $8.3M | $551K |
| MML Investors Services, LLC | $5.4M | $2.9M |
| IFG Advisory, LLC | $60K | $6.4M |
| Royal Bank of Canada | $5.7M | $433K |
| Citadel Advisors LLC | $3.8M | $2.0M |
| GTS Securities LLC | $3.0M | $1.2M |
| Cetera Investment Advisers | $342K | $3.8M |
| Stifel Financial Corp. | $1.7M | $2.2M |
This compares who owns the funds, not what the funds hold. From SEC Form 13F, for managers with $100M+ in US securities.
Who owns them: ZROZ institutional holders, FFLC institutional holders.
Frequently asked questions
How much do ZROZ and FFLC overlap?
0.0% by weight, with 0 holdings in common, using holdings for ZROZ as of June 30, 2026 and FFLC as of July 31, 2026.
Do institutions hold both ZROZ and FFLC?
34 Form 13F filers report positions in both, out of 206 that report either one.
How is overlap by weight worked out?
For each holding the two funds share, take the smaller of the two weights, then add those up. Identical portfolios score 100%.